Introducing CreditClub.

Credit Clubs are tokenized onchain credit "unions".

1 club can extend a prorata of credit to 150 addresses

How a credit club (currently) works:

• Creator defines a list of addresses or token that qualify to claim a proRata credit from the Vault.
• Funders deposit USDC in exchange for vaultToken.
• When Vault reaches its Raise amount the vault is activated:
• • 90% of USDC is staked into the Union Credit Network, funding the creditLines
  • 10% of vaultTokens & USDC are Deposited in LP
• Borrowers borrow and repay. And the vault will grow or shrink based on the Trust
• After the lockup, holders of the vault token can redeem.